NIBAV Rupee Saver
NIBAV has launched Personal Accounting Software, in india with ‘On-Line Income Tax Return Filing’ (E-Filing). This software is of three variants namely, “Nibav Rupee Saver”, “NIBAV Rupee Saver Plus” and “NIBAV Rupee Saver Gold”. By using this software any individual can track his personal income and expenses in detail and plan his budget accordingly and moreover file his income tax return On-Line on time without any delay.NIBAV has launched Personal Accounting Software, in Singapore in the name of NIBAV Dollar Saver. By using this software any individual can track his personal income and expenses in detail and plan his budget accordingly.
USER FRIENDLY
NIBAV Rupee Saver has made a point of not to use any of the formal accounting terms like Debit or Credit; instead NIBAV Rupee Saver uses only simple terms like Receipts, Payments, Incomes and Expenses. This is done for your simplicity and comfort. It is quite user friendly with a context based help menus. If you have any difficulty using this software you can mail us any time and we promise to respond within business days.
ATTRACTIVE HOME PAGE
NIBAV Rupee Saver has a very attractive Home Page where you can keep your favorite pie chart or your graph as the default one and you can also change it any time. You can also have an immediate look-in over your dues of receipts and payments and also other alerts. On the Right you have your own profile and information which are for your personal use.
TRACK YOUR INCOME AND EXPENSES
With the help of NIBAV Rupee Saver you can track your daily expenses and your incomes so that you will know where your money comes from and where it goes. Once you are armed with this information, you will automatically try to reduce your expenses. As we all know that “A Rupee Saved is a Rupee Earned”.
PRINT CHEQUES
Are you bored of writing cheques? Aren’t you irritated when you make mistakes while writing cheques? No more writing of cheques, as the NIBAV Rupee Saver gives you a facility of printing your cheques. It has been made very simple; all you need to do is take the cheque, place it on your computer’s screen and adjust the outline and other fields and then click OK, your printed cheque is ready. These settings have to be made only once for any particular bank’s cheque.
SCHEDULED PAYMENTS
You can schedule your payments and your expenses according to your wish. For example, if you have to pay electricity bill every alternate month you can select your schedule as alternate month and now the Rupee Saver will automatically remind you every alternate month. You can also select the number of days before you want to be reminded, and this will automatically go to the reminders.
REMINDERS
In NIBAV Rupee Saver there is a list of alerts which reminds your up-coming receipts and payments. Apart from the receipts and payments, the alerts also reminds you of such things like expiry of your driving license, your friend’s birthdays, anniversaries, your important appointments and others. Your transactions can also be made directly through reminder by clicking on the accept payment button, and this makes your transaction simple.
SMS ALERT
SMS Alert is another interesting feature in NIBAV Rupee Saver. Let us take an example, if you are an infrequent computer user and you don’t use your computer daily, you could ask “How will I know my alerts when I am not using the computer”, to do so NIBAV has struck upon a brilliant idea, using the SMS facility you can select your important reminders and select the option of sending an SMS to your mobile. Even when you are not using the computer, NIBAV will automatically send you reminders that are selected by you with the appropriate description to your mobile. Suppose you are in the office and you want your alerts to go to your wife’s mobile as this can also be done using NIBAV Rupee Saver. This SMS alert is optional at an affordable price of Rs. 150 for 100 SMS, there is no validity period for this facility, so you can use this 100 SMS spread over years.
CREDIT CARD MANAGEMENT
Payments through Credit Cards have been made very simple and now easily understood, using NIBAV Rupee saver you can track your Credit Card expenses in detail. If you have more than one Credit Card, you can get a clear idea of which Card charges you more in respect of interest charges, renewal fee and late payment charges. So you can plan accordingly to avoid or minimize these expenses. You can also view your expenses in a graph or in your favorite format using reports.
REPORTS
With the help of reports you can compare your expenses and incomes, assets and liabilities, loans and investments and spending by categories, either by graphical representation or in your favorite format or style. You can also view types of incomes, expenses, assets and liabilities separately so that you can plan effectively.
BUDGET PLANNER
When it comes to budgeting, Rupee Saver takes care of the dirty work. The budget feature provides a seamless way to get a handle on day-to-day budgeting tasks by transforming spending categories into a visual image of actual monthly spending. You can see a summary of spending by categories, track monthly expenses, view income vs. expenses and compare actual monthly spending with the budget
INCOME TAX
You can save your tax using NIBAV Rupee Saver. It will calculate and tell you your tax payable amount according to the information provided by you. It will display possible tax deductions available under the tax law, like deductions under Section 80C to Section 80U and more. All you need to do is to check the boxes under which you are eligible. Hey, don’t worry, you will not be faced with reading of those cumbersome law clauses, Rupee Saver has changed those difficult statements into normal legible English so much so even a lay person can understand them. Rupee Saver will quickly tell your tax amount and will even guide you in taking any policies or make any investments to reduce your tax payables. If you want to make any investments, NIBAV will give you list of insurers with their phone numbers and addresses.
ONLINE TAX PAYMENT & RETURN FILING
Using Rupee Saver you can prepare your return and it guides you to pay your income tax online with just few clicks. If not, using the print option you can take a print of the duly filled Challan to pay your tax manually. Once you have done the tax payment you are now ready to file your return. After you checking your tax statement just by few clicks NIBAV Rupee Saver will guide you to file your return online. If you don’t want to file your return online you can also do paper filing by taking print out of the IT Return form duly filled by Rupee Saver in favor of you.
Visit : www.nibav.in